- The Christian Science Monitor, November 26, 2015: How mobile payment services could help low-income consumers
"In June 2014, the Consumer Financial Protection Bureau, the nation's consumer watchdog, launched an inquiry into mobile banking services and their potential to help low-income consumers in the US gain access to financial services and build financial literacy when traditional bank branches were out of reach. The bureau’s report, released this month, details a widespread consensus from a diverse coalition of banks, social justice groups, and technology providers that mobile banking can help low-income consumers."
- Herald & Review, November 26, 2015: (Editorial) Food banks need help year round
"Fraser told me that food assistance programs across the country continue to see new faces appearing for everything from kitchen staples to hot, prepared meals, with the biggest increase coming from people who have jobs but still can't make ends meet."
- NBC News, November 25, 2015: Student Debt And The Wealth Gap Among Whites, People of Color
"When it comes to having student debt, Latinos fare far better than their black and white peers. But that might not be as good as it seems, according to a new report out today connecting debt to the wealth gap between whites and people of color."
- Inside Higher Ed, November 25, 2015: The Missing Low-Income Students
"Since 2008, student aid from federal and institutional sources has increased. Political and foundation leaders have also focused on the importance of a postsecondary education, and the need to increase college attainment. But in the years since 2008, the proportion of low-income recent high school graduates who enroll in college has seen a significant drop, according to a new analysis from the American Council on Education."
- AAP Gateway, November 25, 2015: Low-income children benefit long-term from child care services
"Children from low socioeconomic status (SES) families who attended a child care center early in life were on equal academic footing with those from higher SES families at age 12, according to a new report."
- NPR, November 24, 2015: Goodbye, No Child Left Behind
"Hall says, when given the opportunity, states still find ways to camouflage the fact that most of their low-income, black and Latino students don't get a quality education. As evidence, she points to the most recent reading and math scores from the so-called 'Nation's Report Card.'"
- The Washington Post, November 24, 2015: New college application will help students in financial need
"Even for the most academically gifted students from low-income families, applying for college can be an arduous process of self-education and overcoming common myths about affordability. My nonprofit college access program works with such students and their families every day in the poorest areas of Dallas, helping them decode the college application process. It’s hard to convey the feeling of victory and hope when our students earn admission to some of the nation’s most selective colleges, including Harvard, Yale, and Stanford."
- The Washington Post, November 24, 2015: College enrollment rates are dropping, especially among low-income students
"Low-income high school graduates were far less likely to enroll in higher education in 2013 than in 2008, a downward trend that came at the same time the Obama administration was pushing to boost college access and completion, according to a new analysis of Census Bureau data."
- The Lund Report, November 24, 2015: Fewer Medicare-Subsidized Drug Plans Means Less Choice For Low-Income Seniors
"The 64-year-old from Cleveland is among the 2 million older or disabled Americans who will have to find new coverage that accepts the subsidy as full premium payment or else pay for the shortfall. As beneficiaries explore options during the current Medicare enrollment period, there are only 227 such plans from which they can choose next year, 20 percent fewer than this year, and the lowest number since the drug benefit was added to Medicare in 2006, according to the Centers for Medicare & Medicaid Services."
- Mic.com, November 23, 2015: One of the Biggest Problems on College Campuses Is One We Never Talk About
"Low-income students' concerns often intersect with issues of race: Almost two-thirds of African-American undergraduate students and 51% of Latino undergraduate students receive Pell Grants, or federal funds allocated to low-income students, according to the Washington Post. But confrontations over class-based issues on campus often emerge in ways that are different than debates over race. While many low-income students certainly encounter blatantly classist attitudes, their socio-economic backgrounds frequently disadvantage them in more subtle — though equally detrimental — ways."
- Think Progress, November 23, 2015: Texas Lands In Court For Trying To Defund Planned Parenthood
"Last month, Texas officials announced they intended to end Medicaid funding for Planned Parenthood clinics — saying that, in light of the videos, the group can’t be trusted to provide 'medical services in a professionally competent, safe, legal and ethical manner.' Essentially, that means the group would no longer be reimbursed with state or federal Medicaid dollars for the health services it provides to low-income patients in the public health insurance program."
- The Sun Herald, November 23, 2015: Income inequality makes the rich more Scrooge-like, study finds
"As the annual 'season of giving' dawns, a new study finds that stark income inequity -- a dramatically rising trend in the United States -- makes the 'haves' less generous toward others. Higher-income people were less inclined to be generous both when they came from states where income inequality is high and when they were made to believe that there was a sharp divide between rich and poor, a new study found. And they were less charitable in both cases than were low-income people."
- The Boston Globe, November 22, 2015: When people struggle to get by, it’s hard to think about saving for later
"From property tax circuit breakers for seniors to senior housing to Social Security and Medicaid, the nation has done much — although Ramos is right, not enough — to make life better for people in their golden years. Meanwhile, for a low-income parent, every dollar saved is one less dollar that can be used to feed a child or pay the rent or spend on community college to get new skills."
- NJ Spotlight, November 22, 2015: Putting the Garden State's Pre-K Education Programs in Perspective
"While the many studies that have tracked the benefits of preschool education are sometimes at odds with one another, research shows that the pre-K provided by the state’s Department of Education to 35 low-income districts has had certain and lasting effects."
- The Huffington Post, November 20, 2015: (Blog) College Admissions Odds Are Stacked Against High Achieving Low-Income Students
"There's a web of college admissions policies and practices whose import is to trip up the low-income but talented student. The so-called legacy preference, which gives added weight to applications from sons and daughters of alumni, is essentially affirmative action for the wealthy student. And in highly selective colleges, even the athletic preference gives an admissions edge for athletes in sports that are dominated by the wealthy -- tennis, lacrosse, squash, crew and equestrian sport -- than for proletarian football and basketball."
- The San Francisco Chronicle, November 20, 2015: Excel prepares low-income S.F. residents for health care jobs
"She was among 18 students, ranging in age from early 20s to mid-40s, graduating from a workforce-development program called Excel (short for excellence through community engagement and learning). Excel prepares students for jobs providing administrative support in health care departments."
- Miami Herald, November 19, 2015: Healthcare unaffordable for many even with insurance
"More Americans have health insurance now than at any time in the past decade, but many are finding that even with coverage they cannot afford the deductibles, co-payments and surprise medical bills that may come with using healthcare, according to results released Friday from a national survey conducted by the nonprofit Commonwealth Fund."
- Santa Fe New Mexican, November 19, 2015: Feds back state plan to pair effective teachers with low-income students
"The U.S. Department of Education has given its seal of approval to New Mexico’s plan for providing low-income and minority students with access to effective teachers. The approval means New Mexico is in compliance with Title I requirements of the Elementary and Secondary Education Act."
- The Daily Texan, November 19, 2015: Clean Power Plan cuts costs for low-income communities
"Assistance under the Clean Power Plan comes in the form of the Clean Energy Incentive Program. In this way, states will be awarded extra compliance credit for energy efficiency programs that provide savings to low-income communities. Another aim of this incentive program is to provide jobs for people in these communities."
- Time, November 18, 2015: The 40 Most Affordable Colleges for Low-Income Students
"Nearly every college claims to be “affordable,” but which ones really are? A new benchmark indicates that comparatively few good colleges are fully affordable for the approximately 15 million families earning less than about $48,000. That group makes up more than one-third of all families with children under the age of 18."
- The Huffington Post, November 18, 2015: (Blog) College Admissions for Low-Income Students: A Dose of Reality
"The Coalition announced that it is developing a new college application as an alternative to much-maligned Common App. The goal of this new application is to make applying for college and financial aid easier for low-income students at under-resourced schools."
- Philly.com, November 18, 2015: Politics imperil 2,000 low-income scholarships
"Officials from the state's largest K-8 scholarship program warned Wednesday that Harrisburg politics were jeopardizing $2.5 million for 2,000 new scholarships to help low-income Philadelphia children attend nonpublic schools next year."
- Contra Costa Times, November 18, 2015: Tax proposed to fund low-income housing
"Former housing director Stephen Barton is proposing a tax on large rental property owners' 'windfall profits' to fund housing for low-income residents. Landlord profit 'is going up based on the value the public has created,' Barton said, pointing to city parks, schools, BART and the university as amenities attracting people to Berkeley."
- The New York Times, November 17, 2015: Electing to Ignore the Poorest of the Poor
"How can this be possible, given that support for low-income families has grown substantially since the 1980s? The answer is that even as the government increased its assistance to the poor, it became pickier about which poor it supported."
- EdSource, November 17, 2015: ‘Destined for great things’: Low-income students ask educators to believe they can succeed
"As part of a new school reform campaign, a statewide coalition of students from low-income families is posting statements on Twitter and Facebook that are both poignant and backed by research about system change: If you want schools to improve, they say, believe in us."
- The News & Observer, November 17, 2015: Low income, high stress bad for your health
"A recent study published in medical journal The Lancet suggests that working long hours can increase your risk of a stroke. The study, published in August, found those who worked 55 hours a week or more saw a 33 percent increase in the risk of stroke and 13 percent increase in the risk of coronary heart disease, compared with those who worked 35-40 hours a week. 'These findings suggest that more attention should be paid to the management of vascular risk factors in individuals who work long hours,' the study's authors wrote."
- The Oregonian, November 17, 2015: Why Portland City Council's concern for low-income homebuyers is so unconvincing
"On Wednesday, Portland City Council will consider awarding a $123,000 contract to the nonprofit Portland Housing Center to provide financial fitness classes, counseling and other services to low-income people who'd like to become homeowners. All of this will be useful, of course. But the modest gesture will do little to address two other challenges faced by those who'd like to buy property despite having little money."
- St. Louis Public Radio, November 16, 2015: Report: St. Louis banks improving outreach to underserved communities
"St. Louis area banks are becoming more accessible to low-income and minority neighborhoods. That’s according to a new report released by the St. Louis Equal Housing and Community Reinvestment Alliance."
- Science Codex, November 16, 2015: For low-income children, preventive care more likely in Medicaid, CHIP than under private insurance
"Researchers have found that children in low-income families experience greater access to preventive medical and dental care under Medicaid or the Children's Health Insurance Program (CHIP) than children covered by private insurance. However, for all types of insurance coverage, access to pediatric specialty care was a challenge."
- Charleston Gazette-Mail, November 16, 2015: Coalition campaigns for tax credit for low-income workers in WV
"A coalition of 18 citizen and community organizations kicked off a campaign Monday for passage of a state Earned Income Tax Credit for low-income workers, unveiling a website that shows the economic impact of the credit, by legislative districts."
- Boston Herald, November 15, 2015: Fannie Mae offers added flexibility to borrowers
"For thousands of people across the country who thought they’d never qualify for a mortgage to buy a home, next month could be a key turning point. On Dec. 12, giant investor Fannie Mae goes live with its new HomeReady program that is aimed at credit-worthy buyers who need extra flexibility on debt-to-income ratios, down-payment cash and the sources of the funds they intend to use for ongoing monthly payments."
- NPR, November 13, 2015: Preventable Colon Cancer Deaths Cost The Economy $6.4 Billion
"Almost 20 percent of the people in low-income communities who die of colon cancer could have been saved with early screening. And those premature deaths take a toll on communities that can least bear it."
- NBC News, November 13, 2015: White House Commits $100 Million to Empower Low-Income Women of Color
"Thirty leaders from foundations across the U.S. gathered at The White House Friday for a daylong forum on 'Advancing Equity for Women and Girls of Color.' The forum focused on issues that plague women and girls of color and highlighted the launch of 'Prosperity Together,' a $100 million, 5-year funding initiative aimed at improving economic conditions for low-income women, specifically women and girls of color."
- Los Angeles Times, November 12, 2015: Adult cigarette smoking reaches new low -- but stays stubbornly high among some groups
"The CDC report underscores that the smoking habit has been hardest to extinguish among several categories of American adults -- most notably, the poor. Only 12.9% of adults who have private health insurance continue to smoke cigarettes, but 29.1% of those on Medicaid, the federally funded insurance program for low-income Americans, were current smokers in 2014, the report said. Current smokers make up 27.9% of the uninsured."
- Nashville Public Radio, November 12, 2015: Nashville Housing Officials Drawing Up Blueprint To Get Low-Income Kids Online
"In the next step of a federal initiative called ConnectHome, Nashville officials are trying to come up with an Internet access plan to get more families in public housing online."
- Housing Wire, November 12, 2015: This is why the Low-Income Housing Tax Credit should be priority #1
"Increasing the supply of affordable rental homes through a heightened commitment to policy tools like the Low-Income Housing Tax Credit should be priority number one. This reasoning – promoting homeownership by making rental housing more affordable – may sound counterintuitive, but as da Vinci would say, it’s all connected."
- High Plains Public Radio, November 12, 2015: Kansas Addresses Summer Lunch Program for Low-Income Children
"When it comes to providing summer meals to low-income children, Kansas ranks among the worst states in the nation. In fact, only Oklahoma fares worse in feeding poor children during the summer."
- Forbes, November 11, 2015: The GOP Debate: Squabbles Over Refundable Tax Credits, Deductions And Conservatism
"Last night’s GOP presidential debates highlighted some important tax policy contrasts among the candidates. One thought refundable credits are conservative economic policy while another did not. Nearly all would preserve deductions for mortgage interest and charitable gifts but one would ditch them. One worried about what his rivals’ enormous tax cuts would mean for the budget deficit while most others were unwilling to confront the fiscal consequences of their ideas."
- Nonprofit Quarterly, November 11, 2015: Low-Income Rural Tenants Face Displacement as Rental Assistance Funds Run Out
"Low-income tenants at Woodcreek Apartments in Poulsbo, Washington are facing displacement from their formerly subsidized homes as a new owner undertakes renovations and increases rents."
- Clean Technica, November 11, 2015: New Affordable Solar Program Doubles Incentives For Low-Income New York Homes
"Low- to mid-income New York residents will find it a bit easier, financially-speaking, to get a home solar power system, thanks to the launch of a new program from NY-Sun called, aptly enough Affordable Solar. This program will effectively double the incentives for solar installations on homes owned by low- to moderate-income New Yorkers in a bid to expand renewable energy in residential settings in support of Governor Cuomo’s Reforming the Energy Vision (REV) goals."
- Miami Herald, November 10, 2015: Coral Gables adopts additional homestead exemption for low-income seniors
"Coral Gables joined other cities in adopting an additional homestead exemption for elderly, low-income homeowners. This 'local option' exemption is provided through state Amendment 11 which goes beyond the exemption provided by Miami-Dade County for seniors."
- The Charlotte Observer, November 10, 2015: A fresh start for struggling veterans
"He was on hand Tuesday as Charlotte Mayor Dan Clodfelter and others cut the ribbon opening Tyvola Crossing Phase II, a 20-unit apartment complex designed for low-income military veterans like him. Leaders of the Charlotte-Mecklenburg Housing Partnership, the city of Charlotte, the Veterans Adminstration and an array of local charities celebrated the grand opening of the complex, located off West Tyvola Road in west Charlotte."
- GoSkagit, November 10, 2015: Study finds few low-income Washington residents get civil legal aid
" When Ken Ginnett believed a former landlord was violating state law, he felt he had few options to get legal help, he said. Wanting to do what he thought was right, the Skagit County resident turned to the Northwest Justice Project, a publicly-funded legal aid program designed for those living on limited incomes."
- Med Page Today, November 10, 2015: ACP: Consider Low-Income Patients With Direct Pay
"Physicians opting for cash-only practices must consider the impact that the practice model will have on their community and low-income patients struggling with to access care, the American College of Physicians (ACP) said this week in a policy statement."
- The Wall Street Journal, November 9, 2015: The GOP Candidates’ Tax Plans
"Some candidates would retain a progressive income tax but cut rates and reduce the number of tax brackets. Lower rates are aimed at increasing the incentives for people to work and invest. In many of the plans, the gains are concentrated among high-income households. Most of the plans also collect less money than the current tax system does, increasing budget deficits or requiring spending cuts."
- WNPR, November 9, 2015: Graduation Rates for First-Generation Students Differ Depending on Income
"Across the U.S., low-income, first-generation college students are not graduating at the same rate as some of their wealthier peers. According to the National Center for Education Statistics, last year more than 40 percent of the nation’s young white 20-somethings had completed a bachelor’s degree. But for African Americans, it was about half that rate, and for Hispanics about a third."
- Politico, November 9, 2015: How to Solve America’s Childcare Crisis
"hild care now costs more than in-state college tuition or housing in most states, according to a new report from the Economic Policy Institute think tank. That high cost means that it’s no surprise that child care is out of reach even for many middle-class families and downright impossible for low-wage workers. Unfortunately, that conclusion isn’t much of a surprise to any mother or father who has tried to go back to work."
- The San Francisco Chronicle, November 9, 2015: California must stop offering low-income students fake classes
"In a national first, the state of California has settled with students in a class-action lawsuit over unequal access to learning time. The suit cited cases at two high schools in Oakland and four schools in Southern California in which students had been assigned to bogus courses or assigned to do chores instead of meaningful coursework."
- Idaho Statesman, November 9, 2015: Law students use their skills to help low-income residents with their tax troubles
"The clinic, staffed by law students, offers free legal services for people who have issues with the IRS. Under Lock’s guidance, the lawyers-in-training have helped people resolve audits, appeals and other issues. Clinic staff has also helped taxpayers who can’t pay their tax debts settle those debts, sometimes for as little as $1. The sums of money clients owe are often relatively small. But that’s irrelevant for people without resources."
- Detroit Free Press, November 8, 2015: New program gives expanded care for low-income people
"What Michigan's low-income seniors and disabled people don't know could their make health care a whole lot easier. It also could help them tap into care, such as dental services, that they've long been unable to get."
- The Chronicle of Higher Education, November 7, 2015: Richer Data on College Applicants Help the Prospects of Low-Income Students
"Systematically providing selective colleges with detailed information about applicants’ high-school backgrounds could significantly raise the admission rates of low-income students, a new study concludes. The authors of the study based it on an unusual experiment in which more than 300 admission officers at selective institutions passed judgment on hypothetical applicants from various socioeconomic backgrounds."
- The Florida Times-Union, November 6, 2015: More low-income pool cuts affect upcoming budget talks
"The issue is surfacing again as a budget sticking point ahead of the 2016 session. There was lots of talk during the 2015 session about the Low Income Pool, a federal program used to help hospitals and health clinics treat the uninsured or under-insured. The feds made good on their promise to reduce Florida’s LIP funding, saying it will no longer give the state money to treat people who could get insurance coverage under Medicaid expansion."
- Times of San Diego, November 6, 2015: Cal Fire Program to Plant Trees in Low-Income Urban Areas
"Hundreds of trees will be planted in urban areas of Chula Vista and San Diego under a $1.75 million Cal Fire program, state officials announced Friday. The trees will go into economically disadvantaged neighborhoods that suffer from pollution, including Chollas Creek and Logan Heights."
- Columbus Telegram, November 6, 2015: CCC's largest grant ever helps low-income students in health care field
"The largest grant Central Community College has received will help low-income students achieve educational goals. The $11.9 million Health Profession Opportunity Grant from the U.S. Department of Health and Human Services’ Administration for Children and Families will be used to fund and further develop the existing Project HELP (Health Education Laddering Program)."
- Bloomberg Business, November 5, 2015: Rich Americans Are Outstripping the Poor in Borrowing
"Wealthy Americans aren't just pulling away from their poorer counterparts in income and wealth: They're also leading in borrowing for all categories except student loans, magnifying their advantage in purchasing power."
- U.S. News & World Report, November 5, 2015: Obama administration worries that some states are restricting access to costly hepatitis drugs
"Confronting the consequences of high-priced drugs, the Obama administration Thursday pointedly reminded states that they cannot legally restrict access by low-income people to revolutionary cures for liver-wasting hepatitis C infection."
- Marketplace, November 5, 2015: Low-income households shying away from mortgages
"There are still major hurdles for low-income people trying to get a mortgage after the recession — and many potential first-time home buyers are opting to keep on paying those monthly rent checks. At the Federal Reserve Bank of New York’s Economic Press Briefing this week, New York Fed President Bill Dudley said that 12 percent of low-income people credit applicants are so-called 'discouraged borrowers' — those who needed credit but 'were discouraged to apply since they believed they wouldn’t be approved,' according to the Fed's Survey of Consumer Expectations."
- Boise State Public Radio, November 5, 2015: The Treasure Valley Is In A Low-Income Housing Crisis
"One of the emerging issues in the Treasure Valley over the last few years is the shrinking number of affordable housing units. As the housing market has improved and people continue to move to the area, rents have gone up and the number of available units has also declined."
- Tech Times, November 4, 2015: Narrowing The Digital Divide: Children From Low-Income Families Use Mobile Devices At Young Age
"Nearly all children 4 years old and below use tablet PCs and smartphones at home, including those from low-income families, according to new research published on Monday. Researchers at the Einstein Medical Center surveyed the parents of 350 children between six months old to four years old from one of Philadelphia's low-income neighborhoods in 2014."
- Next City, November 4, 2015: Why Business-as-Usual Bike Planning Fails Low-Income Cyclists
"From bike lane placement to fatality demographics, it’s no secret that white, middle-class cyclists have better access to safer streets than cyclists of color and lower-income riders do. But while commonly cited reasons for this disparity range from blatant discrimination to racist zoning policies gone unchecked, one that doesn’t often make the list is standard-practice city planning."
- Chron, November 4, 2015: UT-Austin initiative to give $20 million in scholarships to low-income students
"The University of Texas at Austin, which has long sought to diversify its student body, is giving away $20 million in scholarships that will equate to a free ride for 1,000 low-income students."
- The Christian Science Monitor, November 3, 2015: EITC compliance could improve with regulation
"Tax preparers play a critical role helping low income working families collect benefits from the Earned Income Tax Credit. Almost 60 percent of families claiming the EITC in 2010 and 2011 did so with the help of a paid preparer. Unfortunately, preparers can make costly mistakes—errors the taxpayer is ultimately responsible for resolving. The IRS could help to protect these families—and prevent some overpayments—by imposing minimum competency and qualification standards for authorized tax preparers. But first, Congress must give IRS the authority to regulate preparers, a step lawmakers say they support but have not yet taken."
- The New Orleans Times-Picayune, November 3, 2015: Low-income boys fare worse near richer neighbors, website reports
"Teenage boys in impoverished neighborhoods actually do worse if they live near richer neighborhoods, according to a report from The Marshall Project."
- LA Downtown News, November 3, 2015: (Editorial) Low-Income Housing and Homelessness
"Yet while it sounds obvious, sometimes the best step to preventing homelessness, or responding quickly to it, is to ensure that there are enough homes for multiple kinds of low-income individuals."
- The Sacramento Bee, November 3, 2015: A guide to green energy savings for low-income Californians
"With the overarching goal of limiting emissions firmly in place, policymakers have turned their attention to spreading the wealth. Elected officials are increasingly working to ensure the benefits don’t just accrue to wealthy coast-dwellers with a Tesla in the garage and solar panels on the roof, passing laws and crafting programs tailored specifically to low-income Californians."
- The San Francisco Chronicle, November 2, 2015: Scores evacuated as fire burns unit in low-income high-rise
"More than 100 residents have been safely evacuated from a high-rise apartment building for low-income residents near Pittsburgh, and all but those on the floor where the fire occurred have been allowed to return."
- The Daily Illini, November 2, 2015: Study Finds Rebates an Effective Way to Improve Health Among Low-Income People
"Ruopeng An, assistant professor of kinesiology and community health, conducted a study that found a cost-effective way to improve the dietary consumption of low-income people. The study was based on a USDA report of the Healthy Incentives Pilot (HIP). The pilot was a large-scale randomized trial conducted in 2011-2012; it provided 30 percent rebate on targeted fruits and vegetables to 7,500 study participants enrolled in the Supplemental Nutrition Assistance Program (SNAP)."
- Think Progress, November 2, 2015: How This Month’s Elections Could Affect Low-Income Americans’ Access To Health Care
"But some candidates up for consideration this month have conflicting views on the current status of Medicaid expansion in their state, and, if elected, could drastically influence low-income residents’ access to affordable health care."
- The Washington Post, November 1, 2015: (Editorial) An alternative to Obamacare?
"Like other notable GOP Obamacare replacement plans, the core of Mr. Bush’s is a federal tax credit for all people lacking health-care coverage from an employer. The credit would not enable low-income people to buy comprehensive health-care plans of the quality Obamacare requires and helps needy people afford. Instead, it would enable them to buy low-value, highdeductible “catastrophic” plans that protect against high-cost medical events. To help people finance everyday medical costs, Mr. Bush would dramatically increase the amount of money people could put into tax-advantaged health savings accounts."
- TakePart, November 1, 2015: Explaining Breaks to Low-Income Communities May Help Close Obamacare Gap
"The Obama administration is doubling down on its efforts to encourage low-income Americans to sign up for health insurance under the Affordable Care Act as another open enrollment period begins on Sunday. Although millions of people have enrolled since the ACA was signed into law in 2010, misconceptions about the affordability of available plans have left many uninsured. The administration plans to launch an ad campaign targeting low-wage workers to encourage them to sign up, The New York Times reports. Some advocates say the most effective way to reach uninsured individuals is to guide them through what can be a maze-like world of options."
- Austin Monitor, November 1, 2015: Low-Income Weatherization Program scrutinized
"The program, which Austin Energy has run since 1982, provides certain weatherization and health-related services to low-income customers free of charge in order to help them conserve energy, reduce their bills and stay safe at home. These services include installing attic insulation and solar screens, replacing or repairing ducts and installing smoke and carbon monoxide detectors."
- The Atlantic, October 31, 2015: In Defense of Gentrification
"First, a study from NYU’s Furman Center suggests that residents of public housing in wealthier and gentrifying neighborhoods make more money, live with less violence, and have better educational options for their children, despite also facing some challenges. Second, a study from the Philadelphia Federal Reserve Bank finds that there has been much less displacement of existing residents from gentrifying neighborhoods than is commonly feared—and that those who do leave aren’t necessarily more likely to move to lower-income neighborhoods. And finally, a Columbia University study on gentrification in London also failed to find evidence of widespread departures in neighborhoods with rising average incomes."
- The Washington Post, October 30, 2015: The pluses and minuses in Ted Cruz’s tax plan
"A Cruz adviser explains, 'The plan exempts a large amount of initial income for low- and middle-income taxpayers, with a $10,000 standard deduction and $4,000 personal exemption. A family of four will pay no taxes on the first $36,000 of income. It also keeps the Child Tax Credit and expands the Earned Income Tax Credit. The analysis by the Tax Foundation shows double-digit increases in the after-tax incomes for low-income groups — and for that matter for all income groups.' He cites a number of respected conservatives who support a concept of a VAT."
- Philly.com, October 30, 2015: Low-income housing: Affordable to deplorable
"Hollis is a victim of Philadelphia's silent affordable-housing crisis — low-income homeowners or renters chained to old, deteriorating housing stock. The 'affordable-housing' programs that benefit homeowners like Hollis don't receive nearly as much funding — or attention — as those that clear the way for brand-new housing across the city."
- Quartz, October 31, 2015: US students can now get federal money to take college classes while still in high school
"College credits earned in high school—which may cost anywhere from hundreds to thousands of dollars—can translate to a reduced course load in college. That can mean lower tuition bills, a more manageable academic schedule, and a speedier graduation. Access to these courses also encourages high school students to think of college as an available, and less daunting, possibility."
- Education Week, October 30, 2015: Panel Calls for FCC to Offer Broadband Subsidies to Low-Income Households
"Debate is intensifying over whether the FCC should expand a Reagan-era program that subsidizes landline phone service to include broadband internet. The expansion would represent a broad shift in policy and could have a major impact on closing what some experts have dubbed 'the homework gap.'"
- USA Today, October 29, 2015: Feds unveil new Obamacare ads that target low income consumers
"Federal health officials are targeting low-income consumers with new advertisements unveiled Thursday that emphasize the affordability of health insurance, two days after new data showed the average increase in premiums was higher than for 2015 plans."
- U.S. News & World Report, October 29, 2015: Attorney Helps Low-Income Taxpayers With IRS Issues
"In this week's episode, host Derek Tokaz speaks with Alexis Farmer, an attorney with the Mississippi Taxpayer Assistance Project. Farmer, who graduated from the University of Mississippi School of Law in 2011, helps clients settle their IRS debts."
- KUOW, October 29, 2015: Justice Gap For The Low Income Has Widened In Washington
"There's a justice gap in Washington state, according to a study published Thursday. It says that low-income Washington residents face multiple civil legal problems, but few can afford the help they need."
- Inside Higher Ed, October 29, 2015: Encouraging Low-Income Enrollment
" A new report from the Institute for Higher Education Policy examined those selective colleges that have low Pell Grant recipient enrollments to find the best methods for solving this controversial "undermatching" phenomenon. Addressing and studying the undermatching issue has been a priority of the Obama administration."
- The Atlantic, October 28, 2015: The New (and Improved) FAFSA
"According to the 2011-2012 National Postsecondary Student Aid Study, there are several reasons these students didn't complete their applications. Nearly half—47 percent—believed they were not eligible for aid, while roughly a third said they did not want to take on debt (even though Pell grants do not need to be repaid). Many low-income students lack the resources and guidance needed to understand and complete the onerous form, notes Kantrowitz."
- Idaho Statesman, October 28, 2015: Low-income rentals are missing in the Treasure Valley
"Ada County has an affordable housing problem, said Deanna Watson, executive director of Boise City Ada County Housing Authority. Watson’s office administers programs such as Section 8, which provides vouchers to 2,000 households in the county. In 2012, 76 percent of voucher holders were able to find housing in 60 days, she said. Today, only 60 percent do, and some people turn in unused vouchers after being unable to find housing after another 60 days, she said."
- Brookings, October 28, 2015: How to make college affordable: Income-based loan repayments
"While some borrowers stagger under huge loan burdens, the vast majority have loans that are manageable, especially given the strong financial returns to college. The key problem is not the level of debt (as previous posts in this series have made clear), it is repayment. Payments are inflexible and are due too soon, when earnings are low and variable. This can lead to financial distress."
- Forbes, October 27, 2015: Why Healthcare Wearables Are Out Of Reach For People Who Need Them Most
"Dr. Roy M. Arnold owns a healthcare practice in the deep south, where physicians can be scarce. To help those who can’t afford time or transportation to see a doctor, he has started using a wearable device system called Mobile Cardiac Outpatient Telemetry, which monitors weight and heart rates and delivers a printout to him. 'It’s important in chronic congestive heart failure because a sign of the heart function worsening is gain of weight.'"
- CNN Money, October 27, 2015 : Sprint dispute could result in loss of affordable Internet for low income people
"Sprint plans on shutting down an outdated cellular network next week. But two nonprofits are fighting Sprint in court, saying that the shutdown will cut off Internet access to low-income individuals, the elderly, and the disabled."
- The Seattle Times, October 27, 2015: (Editorial) How to support college success for students from low-income families
"For 15 years, the foundation has given scholarships and guidance to more than 6,000 college graduates from poor families throughout the region. These students are often the first in their families to pursue a higher education. It’s a vital service considering more than 30 percent of students from low-income families statewide fail even to graduate from high school. The foundation estimates only 14 percent will go on to earn college degrees."
- National Journal, October 26, 2015: Nashville’s Plan to Close the Digital Divide
"The divide stretches across the nation; roughly half of low-income families in the United States can’t access the Internet in their homes. A 2013 survey by the Pew Research Center found that 15 percent of Americans do not use the Internet at all, and another 9 percent don’t use it at home."
- CBS Philly, October, 26, 2015: Advocates Of Indego Make Push Into Low Income Neighborhoods Looking For Potential Riders
"Denise Goren of the Mayor’s Office of Transportation and Utilities says as they look to expand the program’s 700 rental bikes at 73 docking stations, they will make a push into lower income neighborhoods."
- Technically Philly, October 26, 2015: Why 10,000 low-income Philadelphians might soon lose access to the internet
"en thousand low-income Philadelphians could lose access to the internet because of a dispute between Sprint and two nonprofits that provide them access."
- The Huffington Post, October 26, 2015: N.C. Budget Eludes Low Income Earners
"The biennial budget, enacted on September 15th for the 2016 fiscal year, and its attendant legislation, neither progressively account for, nor address, the expected $841.8 million reduction in state revenue attributable to scheduled reductions of the corporate and personal income tax rates from 6 percent and 5.8 percent to 5 percent and 5.75 percent, respectively. Instead, the biennial budget, and its attendant legislation, regressively account for, and address, such a reduction, with an expansion of the sales tax and a reduction in funding for public investments, both of which will disproportionately affect low income earners."
- ABC 6, October 26, 2015: Rutgers-Camden to Cover Tuition for Low-Income Students
"Rutgers University's Camden campus is redoing its financial aid system so new students from families making $60,000 a year or less won't have to pay any tuition."
- KPBS, October 26, 2015: San Diego School Scores Highest Among Low-Income Schools On State Test
"Nearly 80 percent of third-graders at America's Finest Charter School in Chollas View scored at or above standards on the language arts portion of the California Assessment of Student Performance and Progress. The test matches new Common Core curriculum and officially rolled out last school year."
- The Enumclaw Courier-Herald, October 25, 2015: WorkSource’s new life skills training to prepare low-income people for work
"For many Washington residents, moving out of poverty to self-sufficiency is especially challenging. Washington WorkSource centers are participating in a new pilot project to ease that transition. WorkSource centers in four Washington counties, King, Pierce, Spokane and Yakima, will provide life skills and soft skills training under a three-year pilot project called Strategies for Success that seeks to remove employment barriers for 3,500 low-income people. Target populations include homeless individuals, those with limited English proficiency, long-term unemployed, veterans and non-custodial parents."
- The Washington Times, October 26, 2015: Number of low-income students grows in Twin Cities suburbs
"In 2013, Greenleaf began collecting food donations from staff and the community to send home with students after classes let out Fridays - and became a model for how the Rosemount-Apple Valley-Eagan district addresses student hunger on the weekends. Minnesota enjoys one of the nation’s lowest poverty rates - 11.5 percent of residents, compared with the national average of 15.5 percent, according to U.S. census data - but the number of poor is on the rise in the Twin Cities suburbs."
- Scientific American, October 23, 2015: Clean Power Plan Hits the Books, Soon the Courtroom
"On Wednesday, EPA released a 'next steps' document on the proposed Clean Energy Incentive Program, or CEIP, intended to encourage states to build wind and solar energy generation and install energy efficiency measures in low-income communities between 2020 and 2022, before the rule takes effect. EPA will reward participating states with early action allowances or emission rate credits, which can be used against the emissions reductions that states must make between 2022 and 2030."
- Business 2 Community, October 23, 2015: Mark Zuckerberg Is Opening A Low-Income Private School With Free Healthcare
"Facebook founder Mark Zuckerberg and his wife Priscilla Chan are opening a school and it’s taking an interesting approach. Every student at the school will receive free healthcare services from birth through graduation. The K-12 school, called 'The Primary School,' will be a private, nonprofit institution opening in August 2016 in East Palo Alto, California."
- Bangor Daily News, October 22, 2015: (Op-Ed) Yes on Question 2: A step to address Maine’s need for senior housing
"There are 9,000 seniors on waiting lists for affordable housing with various community agencies across the state. By 2030, a quarter of Maine’s residents are predicted to be 65 or older, so without action, the waiting lists will only grow longer. Question 2 on the Nov. 3 ballot seeks to lessen this problem by using $15 million in bond money to supplement federal tax credits that encourage developers to build much needed — but not especially lucrative — affordable senior housing."
- NJ.com, October 22, 2015: Kids see for free: Boys & Girls Club opens low-income eye care center
"Believe it — more Newark kids will be seeing clearly, thanks to a new city eye care center that will be free for low-income kids. Eye Care 4 Kids, a nonprofit started by a Utah optician, has partnered with the Boys & Girls Club of Newark to open a new eye care facility that will be available to low-income Newark children at no cost."
- ABC WALB News 10, October 22, 2015: Internet pilot project launched to help low income families
"The Albany Housing Authority is helping to launch a national pilot project to bring better internet access to low income families."
- The Arizona Republic, October 21, 2015: More Americans visit Mexico for low-cost medical care
"A new study from the Commonwealth Fund, a private foundation that aims to promote a high performing health care system, revealed that about 23 percent of Americans with coverage are considered underinsured—up from 12 percent in 2003 since the inception of Obamacare in 2012. That means roughly 31 million Americans who bought health insurance still have trouble affording treatment under their policies, according to the study."
Community Action Agencies were established to fight the War on Poverty in 1964. Eastern Idaho Community Action Partnership, located at 357 Constitution Way in Idaho Falls serves the nine eastern Idaho counties with services to help low-income individuals become independent and self-sufficient. EICAP is one of over 1,000 Community Action Agencies in the United States that provide services to every county in the nation.